Internet medical insurance: it is a useful exploration

Yinchuan City recently released the "Guichuan Internet Hospital Medical Insurance Personal Account and Outpatient Management Measures (Trial)". According to the "Measures", starting from March 19, insured personnel can not only pay the expenses of online medical treatment directly with the personal account of medical insurance, but also the medical expenses that meet the scope of the "three categories" of basic medical insurance. Reimbursement. This is the first time in the country. The relevant person in charge of the Yinchuan Municipal Human Resources and Social Security Bureau said that in the future, according to the operation of the online outpatient co-ordination fund, the reimbursement ratio and payment limit will be adjusted in a timely manner.

When I go to a big hospital to see a doctor, the most troublesome thing is to wait in line for waiting. The big hospital is full of people, even if it is an emergency, it becomes a "squeeze". There are many ways to alleviate the difficulty of seeing a doctor. As one of the innovative solutions to solve the difficult problem of medical treatment, “Internet + Smart Medical” has ushered in a development period. Just three months after the online doctor Yinchuan Smart Internet Hospital was launched, it has already completed the online medical treatment of 920,000 people.

As we all know, smart medical care is taking advantage of the rapid development of the "Internet +" and has attracted more and more attention. However, its development is also constrained by objective factors. There is still a long way to go to truly grow and serve the medical needs of the people. In addition to doctors unable to complete the "expectation and inquiry" condition, online medical treatment can not be included in medical insurance, it is also a hurdle.

Internet medical care is a new thing. It requires both the promotion of online medical institutions and the support of the government. Internet medical treatment provides a more convenient choice for patients to seek medical care, saving time and avoiding the trouble of waiting in the hospital for waiting in the hospital. Obviously, if the government can again incorporate the cost of Internet medical care into the scope of medical insurance, it will increase the attractiveness of Internet medical care. Now, Yinchuan City has issued the "Guichuan Internet Hospital Medical Insurance Personal Account and Outpatient Management Measures (Trial)", which is the policy support for Internet medical treatment. The local government's inclusion of Internet medical care in medical insurance is undoubtedly a useful exploration to adapt to the development of the times.

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